Financial Calculators

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Try our wide variety of financial calculators. Interactive calculations, dynamic graphs and fully customizable reports are just a few of the features that make our calculators stand out!

Calculator Instructions:
1. These Financial Calculator requires SUN's Java™ Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing “Install ActiveX Control”. You can also get SUN's Java™ Plug-in here: Get the Java™ Plug-in! For more information about this Plug-in please visit: SUN's Java™ Plug-in

2. These financial calculators also will open in a new window when you click the corresponding link. Please make sure your browser will accept pop ups for this web page.

Calculators Details:

Bi-Weekly Mortgage Calculator
This calculator will show you how much you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month. In effect, you will be making one extra mortgage payment per year--without hardly noticing the additional cash outflow. But, as your about to discover, you will certainly notice the increased cash flow that will occur when you pay your mortgage off way ahead of schedule!
Car Cost Comparison Calculator
When buying a car most people fail to consider ALL of the expenses that will be generated by their purchase. And because nearly all car buying scenarios come with different variables (depreciation rates, interest rates, purchase prices, insurance costs, mpg ratings, etc.), it becomes extremely difficult to compare one buying scenario with another...until now that is. This calculator will not only help you to forecast the REAL COST of buying and owning a car, but it will also help you to more accurately compare the real cost of one car buying scenario with the real cost of a second car buying scenario.
Child Math Tutor
Since addition, subtraction, multiplication and division are skills children need to know in order to become successful money managers, this interactive tool was created to give children an interesting way to hone those all-important math skills. If you have children and any of them haven't yet memorized the math factors for their age group, simply make using this tool part of their required daily homework.
Credit Card Minimum Payment Interest Calculator
This calculator will show you how much interest you will end up paying if you make only the minimum required payment on your credit card bill. It will also tell you how many minimum payments you will make before your balance is paid off (up to a maximum of 600 payments).
Debt Investment Calculator
Before you go throwing darts on Wall Street, check to make sure you can't earn a higher rate of return simply by investing in your own debt! For example, if you have a credit card balance that's costing you 19% per year, and you increase your payment, you will get a guaranteed 19% return on your investment. What's more, your earnings will be tax-free! So use this JavaScript Calculator to see how much you could be earning if you increased your payment on any one of your debts.
Electric Appliance Operating Cost Calculator
This JavaScript calculator will help you to estimate the cost of operating any given electrical appliance, based on the average KWH (kilowatt hours) used per day, and on the average cost per KWH charged by your electric company.
Exponential Expression Calculator
This JavaScript Calculator will find the product of an exponential expression (as in x raised to the power of y, where y is less than 600). It will handle positive and negative exponents and positive and negative bases. And when the result is too large, it will even display the results in scientific notation.
Future Value Calculator
This calculator will show you the Forgone Interest Earnings that will result after spending a given dollar amount on a non-appreciating, non-necessary purchase.
Future Value of Periodic Payments Calculator
This calculator will show you how much interest you will earn over a given period of time; at any given interest rate; based on an initial investment plus a fixed monthly addition. The calculator compounds monthly and assumes deposits are made at the beginning of each month.
Increase-Your-Wage Calculator
If you work one hour and spend that hour's entire wage on a non-necessary, non-appreciating purchase, you have effectively limited the value of one hour's wage to its face value. On the other hand, if you were to invest all or part of the one hour's wage into an interest earning investment, this would serve to increase that hour's wage by an amount equal to the total interest earned by the investment. In other words, the person who is ultimately responsible for setting your hourly wage rate is not your boss--it's YOU! The calculator below will calculate the future value of your hourly wage based on the portion invested, the annual rate of return, and the number of years invested.
Lifetime Savings Calculator
This calculator will show you how much you'll save over the course of your lifetime when permanently switching from any given high priced buying habit (name brand) to its functional, less expensive equivalent (generic). Plus, it will also show you how much interest you could earn if you were to invest all or part of those savings as you realized them. As you're about to see, "a penny saved" can REALLY ADD UP!
Loan Comparison Calculator
This calculator will help you to compare the total interest charges of four different loans.
Miles Per Gallon Calculator
This calculator will compute your car's Miles Per Gallon and forecast your gasoline expense for one month and for one year. It also allows you to see how much money you would save if you were driving a car that got better gas mileage.
MLM Commission Calculator
This simple Java calculator will help you to calculate your monthly MLM commission check based on the number of partners in your downline, the commission percentage on each level, and the average monthly personal volume (PV) per partner.
Money to Time Calculator
This calculator will show you how much time your money is worth. But in order to use this calculator you must first calculate your Real Hourly Wage.
Mortgage Refinancing Calculator
This JavaScript calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.
Non-Monthly Payment Calculator
This calculator will convert your non-monthly payments into their monthly equivalents, and then provide you will a total. This total will represent how much you will need to set aside each month in order to make your non-monthly payments as they come due. A great budgeting tool!
Personalized Short Story
This JavaScript Calculator will write a short story based on your own personal data entries. Just think, you can insert this story or one like it into your website and each and every visitor to your site will read a totally different story! Please note that this calculator is only meant to provide you with an example of what can be done with JavaScript and is no way intended to showcase my writing skills. :-)
Real Hourly Wage Calculator
So your boss told you that you were getting paid $10 an hour? Don't believe it! This calculator will show you how much you're REALLY profiting (after-tax, after work-related-expense take-home) from each hour you devote to working--both paid and unpaid. But wait! Before you approach your boss with this startling computation, make sure you see both sides. You know, your boss's "side" and the "outside!" ;-)
Temperature Conversion Calculator
This calculator will convert a Fahrenheit temperature into its Celsius equivalent -- or visa versa.

 

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